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Workers' Compensation Premium Recovery Service

America's Business Coach Workers' Compensation Recovery Service reviews your Workers' Compensation and General Liability insurance costs to recover overpayments from errors.

We work on a "No Recovery – No Payment" basis. Nearly 80% of our audits find money, often recovering up to 20% or more of your annual premium for the past three years.

Key factors we review include experience modification rate, governing code, classification codes, reserves, and discounts. We know where to look to maximize your refund or credit.

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The Complete Process

We do the work. You get the refunds.

Step 1:

The Letter of Authorization (attached above) should be put on your letterhead and signed. Please return a signed Agreement for Services. Also, attached above is a list of documents we require to start recovering your Insurance Premiums.

Step 2:

We contact the necessary agencies to gather the paperwork needed to complete our audit. We try to complete all steps with minimal use of your time. America’s Business Coach will complete a comprehensive report of our findings to submit for your review and approval.

Step 3:

We submit our findings to you for review prior to sending it to your insurance carrier(s). We then do all of the necessary follow-up until you receive your refund check or premium credit. Only then will you pay for our service. If there is no refund or credit, there is NO FEE.

Worker's Compensation Insurance Audit Review

Our in-house workers' compensation experts will perform a hands-on review of over 40 factors that affect your annual premium. We use people to do the work, not software programs, to assure that no stone is unturned in recouping your money (up to three prior years). We will secure a refund or credit on your behalf with little of your time.

Experience Modification Review

One of the most complicated aspects of your workers' compensation premiums, a mistake in your e-mod could cause you years of lost money and headache. Our review can correct errors going back three (3) years and you will enjoy savings into the future. No more headaches - you will have the peace of mind that all is in order. Again, if you don't receive a refund or credit, we DO NOT GET PAID.

Clients Review

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"The audit was conducted exactly as explained to us and we received a refund as promised. It was well worth the effort."

California Manufacturer

We got them a check for $118,000

"I would like to thank you and your staff for the excellent work performed on behalf of our company. Due to your efforts, we have received a refund of approximately $24,000 from our previous [not including current] insurance carriers. I would have no problem recommending your company to any organization that would be interested in recouping money already spent on workers compensation insurance."

Connecticut Nursing Home

We got them a check for $115,000

"Your auditors work was thorough and complete, and they were able to identify some areas where we could secure refunds on past policies and with this knowledge, we will be able to save money on the future policies."

Florida Nonprofit

We got them a check for $23,000

"We benefited from the audit by receiving a premium refund from our workers' compensation insurance carrier. We will continue to benefit through reduced premiums in the future. It was easy to work with your sales representative and your auditor. They were always pleasant, professional and thorough. I do not hesitate to recommend your services to anyone."

Iowa Municipality

We got them a check for $26,000

"As a result of the fine work performed of your staff we received a substantial refund on workers' compensation premiums already paid. Very professional. From the beginning, the service was executed exactly as it was explained, and a refund was realized as promised. It was well worth the effort on our part to have this service, and should the need ever arise again in the future I would have them audit our policies again."

Massachusetts Hospital

We got them a check for $124,000

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